Our Step By Step Guide – How to Claim from the Road Accident Fund in South Africa

Introduction to the Road Accident Fund

The Road Accident Fund (RAF) is a crucial resource for those who have been injured or have lost loved ones in road accidents within South Africa. It provides financial compensation for medical expenses, loss of income, and general damages, helping victims to manage the aftermath of accidents. Established to ensure that road accident victims receive fair compensation, the RAF is funded through a levy on fuel, making it a collective societal effort to support those affected.

Who Can Claim from the Road Accident Fund?

Anyone injured in a road accident within South Africa can claim from the RAF, including pedestrians, passengers, drivers, and cyclists, provided they were not solely responsible for the accident. Families of deceased victims can also claim, including spouses, children, and other dependents. It’s essential to understand your eligibility to ensure that you receive the compensation you deserve.

Step-By-Step Claim Guide

Step 1: Gather All Supporting Documents

To begin the claims process, you need to gather several critical documents:

• Identity Documents: A certified copy of your ID or a full birth certificate if you are a minor.
• Affidavit: A valid affidavit detailing the accident.
• Accident Report: The official accident report and witness statements taken by the SAPS, along with a medical report from the first treating doctor.
• Income Evidence: Proof of loss of income, such as payslips.
• Medical Expenses: Documents certifying all medical expenses incurred.

For deceased accident victims, additional documents include:

• Death Certificate: The post-mortem report or death certificate.
• Deceased’s ID: The ID document of the deceased.
• Marriage Certificate: If the claim is made by a spouse.
• Children’s Birth Certificates: Unabridged birth certificates for minor children.

Step 2: Complete the Necessary Forms

The required forms can be obtained from RAF offices or downloaded from their website:

• RAF 1 Form: Claims for Compensation and Medical Report for personal injury.
• RAF 3 Form: Accident Report Form for incidents involving injury or death.
• RAF 4 Form: Serious Injury Assessment Report to prove the severity of injuries.

Step 3: Submit Your Claim

Submit the completed forms and supporting documents to the RAF. Note that submissions by email are not accepted; you must submit them in person or via registered post.

Is it Necessary to Appoint a Lawyer to Handle the Claim?

It is not mandatory to appoint a lawyer for your RAF claim. You can submit a direct claim on your own. However, you may choose to hire a lawyer to assist with the process, but be aware that you will be responsible for any legal fees incurred.

Is There a Time Limit for Claiming from the Road Accident Fund?

Yes, there are specific time limits for submitting a claim:

• Known Driver: Claims must be filed within three years if you know the negligent driver’s identity.
• Unknown Driver: For hit-and-run accidents, claims must be filed within two years.

All claims must be finalised within five years from the date of the accident.

When Must You Submit a Claim?

Ensure that all documents are correctly filled out and signed. Once submitted, the RAF will register your claim, review and investigate the evidence, and proceed with legal actions if necessary. For detailed information, refer to the RAF’s official guide.

Can Medop CC Assist Me with My Claim?

Medop CC is a registered vendor for mobility assistive devices for the Road Accident Fund and Workman’s Compensation Claimants. We assist with assessments (these can be done in the rehab facility or in the comfort of your own home, at no extra cost) for required equipment and submissions for RAF, CF, and many other institutions. Our expertise ensures that your mobility assistive devices claim process is smooth and, you receive the necessary support and compensation.

Conclusion

Navigating the RAF claims process can be complex, but with the right guidance and preparation, you can secure the compensation you need. Medop CC is committed to ensuring that you get the correct mobility assistive devices support and resources to manage the aftermath of a road accident.

For More Information Visit The Road Accident Fund Website: https://www.raf.co.za/Claims/Pages/How-To-Claim.aspx